GARGAARA is an apex Financial Institution, licensed by the Ministry of Commerce and registered by the Central Bank of Somalia, established as a dedicated and autonomous agency. We are a leading financial institution in Somalia, facilitating access to finance for Micro, Small and Medium enterprises (MSMEs). We take a bold and innovative approach to drive reform within the financial sector and create financial inclusivity. Our development plan, market innovation and professional financial services formalize businesses to ensure they are properly structured to facilitate financial intermediation. Through this inclusion, guidance, and support, we seek to unlock the potential of MSMEs in Somalia and deliver economic empowerment and opportunities to the underfunded MSME sector. Our direct and indirect beneficiaries include Participating Financial Intermediaries (PFIs) and MSMEs to whom we provide knowledge and experience in lending and working with local financial institutions, and access to finance for expanding their businesses in Somalia.