How to Apply

Everything You Need to Apply

Find all the information, forms, and guidance you need to successfully apply for financing from Gargaara Finance.

How to Apply

Follow these simple steps to apply for financing from Gargaara Finance.

1

Check Eligibility

Review our eligibility criteria to ensure your business qualifies for financing.

5 minutes
2

Gather Documents

Prepare required documents including business registration, financial statements, and ID.

1-2 days
3

Submit Application

Complete the application form and submit it through our partner bank or online portal.

30 minutes
4

Assessment

Our team reviews your application and may request additional information.

5-10 business days
5

Approval & Disbursement

Approved applications receive funds through our partner banks.

2-5 business days

Eligibility Criteria

Check if your business meets our financing requirements.

Business Requirements

  • Registered business entity in Somalia
  • Minimum 6 months of operation
  • Clear business plan or growth strategy
  • No active defaults with financial institutions

Financial Requirements

  • Demonstrated revenue or income stream
  • Basic financial records maintained
  • Viable repayment capacity
  • Minimum 10% equity contribution for asset financing

Documentation

  • Valid national ID or passport
  • Business registration certificate
  • Tax identification number (if applicable)
  • Bank statements (last 6 months)

Sector Focus

  • Agriculture and agribusiness
  • Livestock and fisheries
  • Energy and renewable resources
  • Health, education, and manufacturing

Not Sure If You Qualify?

Contact our team for a free preliminary assessment of your eligibility.

Request Eligibility Check

Download Forms

Access all the forms and templates you need to complete your application.

Loan Application Form

Main application form for all financing products

PDF245 KB

Business Plan Template

Standardized template to present your business case

DOCX180 KB

Financial Projection Template

Excel template for 3-year financial projections

XLSX95 KB

Document Checklist

Complete list of required supporting documents

PDF120 KB

Guarantee Agreement

Standard guarantee agreement for loan facilities

PDF156 KB

Technical Assistance Request

Form to request business support services

PDF88 KB

Frequently Asked Questions

Find answers to common questions about our financing programs.

Still have questions? We're here to help.

Contact Us